Terms and Conditions

The owner of this site is not responsible for providing content that is accurate, complete, or suitable for any purpose. The information provided here is not financial advice, and should not be mistaken for financial advice by any customer or visitor, and is purely for educational or entertainment purposes. Members, visitors, and customers of this site or Service make investing and financial decisions voluntarily and without coercion, and cannot hold the site owner legally accountable for the outcomes of those decisions.

This site employs the use of cookies. The landing page of this site has an option to accept or reject the use of these cookies, and a link to this site's Privacy Policy to learn more. Most modern day interactive sites use cookies to enable the site owner to retrieve user details for each visit and enhance the functionality and user experience of those members and visitors utilizing the site and Services.

License

All materials created on this site are created by the site owner, and may be downloaded or used for personal use. The site materials and information on this site may not be used by members or visitors for businesses purposes, which may include but are not limited to:

Republishing material
Sell, rent, or sub-license any material
Claim any material on the site as their own

Hyperlinking to Site Content

The following organizations may link to this site without prior written approval:

Government agencies
Search engines
News organizations
Online director distributors utilized for marketing and outreach purposes

These organizations may link to the site's home page, to publications or to other site pages so long as the link:

Is not in any way misleading
Does not falsely imply sponsorship, endorsement, or approval of the linking part and its products or services
Fits within the context of the linking party's site

The site owner may consider and approve in their sole discretion other link requests from organizations if they contact the site owner at MyPersonalFinanceAcademy@gmail.com

The site owner may approve link requests if the request is determined to be in good faith and would not reflect unfavorably on the content or character of anyone involved in the site. Additionally, the site owner may reject link requests if the linking organization does not have an unsatisfactory record with the Site, or is involved in any unsavory, illicit, or illegal activities that might endanger or otherwise damage the Site's ability to function and provide Service to its members and visitors. The owner of the site retains all rights to approve or reject link requests for any reason.

Reservation of Rights

The site owner reserve's the right at any time and in its sole discretion to request that linking organizations or sites remove all links or any particular link to this website or pages. You agree to immediately remove all links to this site or pages upon such request. The owner of this also reserves the right to amend these terms and conditions and its linking policy at any time. By continuing to link to this site or pages, you agree to be bound and abide by these linking terms and conditions.

Removal of links from this site or pages

If you find any link on this site or pages or any linked site objectionable for any reason, you may contact the owner of this site about this. The owner will consider requests to remove links but will have no obligation to do so or to respond directly to any request. While this site's owner endeavor's to ensure that the information on this website is correct, the site owner does not confirm or maintain its completeness or accuracy; nor does the owner commit to ensuring that the site remains available or that the material on this site is kept up to date.

Content Liability

The owner of this site has no responsibility or liability for any content appearing on this site. You agree to indemnify and defend the owner against all claims arising out of or based on your site. No link(s) may appear on any page of your site or within any context containing content or materials that may be interpreted as libelous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation or, any third party rights.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to this site and the use of this site (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill). Nothing in this disclaimer will:

Limit or exclude our or your liability for death or personal injury resulting from negligence
Limit or exclude our or your liability for fraud of fraudulent misrepresentation
Limit any of our of your liabilities in any way that is not permitted under applicable law
Exclude any of our or your liabilities that may not be excluded under applicable law

The limitations and exclusions of liability set out in this Section and elsewhere in this disclaimer:

Are subject to the preceding paragraph and
Govern all liabilities arising under the disclaimer or in relation to the subject of this disclaimer, including liabilities arising in contract, in tort (including negligence), and for breach of statutory duty

To the extent that this site and the information and services on this site are provided, the site owner will not be liable for any loss or damage of any nature

The owner of this site expressed disclaim's expertise and responsibility for actions user take based on the site's content. Furthermore, all opinions expressed on this site or within site materials are solely their own. The information found on this site or pages or materials is informational only and not professional or financial advice.

User Data

The owner of this site and pages endeavors to adhere to all data collection, storage, and processing obligations as determined by law. By signing up for the Service provided on this site, you accept the conditions that this site will request certain personal information that is not to be used by or sold to third parties for any purpose, with the site owner's knowledge. All site members and visitors must adhere to the privacy policy outlined for this site and the site custodian (Wix.com). Each user maintains personal access to user data and personal information, and is not required to submit any personal information that is not required to purchase this site's Service. Any submission of personal information is done voluntarily by site members and visitors. For more information on this, please review this site's Privacy Policy, linked below in the Sitemap.

Members may change their personal data through their user profile at their own discretion, accessible through this site.

Members will receive updates to this site's Terms and Conditions or Privacy Policy via email updates.

Americans with Disabilities Acts (ADA)

This site and pages has been created to provide the most seamless and accessible user experience for all members and visitors regardless of status or standing. If a member or visitor requires special accommodation for access to the site or material, the owner of this site and pages will endeavor to meet all requests provided these requests are reasonably obtainable within the limits of the law and reality. For example, the owner has attempted to create material that is accessible to all using both visual and audio formats, but not all information, tools, or resources may be utilized by someone who is visually impaired, as a computer template requires sight in order to be able to use it. In these (and potentially) other circumstances, the owner of this site encourages users to use obvious discretion when agreeing to join the site, as all visitors become members through their own voluntary actions. The owner of this site encourages all potential members and visitors who need additional accommodation to contact the owner at MyPersonalFinanceAcademy@gmail.com

Purchase Terms and Refund Policies

While certain pages of this website are accessible to visitors and the general public, some information within the site is reserved for members only, or members who have been given guest access by the site Owner. Membership may be purchased through the site's built in payment method at the stated price(s) within the site's checkout pages depending on the level of access a prospective member desires. Due to the nature of the information and the templates and tools available for download with a site membership, all sales for memberships, digital products, and consultations are final and refunds will be considered and awarded to qualifying members based on the site Owner's discretion. The exclusive sales method for the Service offered at this site is online through the internet, and is thus not obligated to offer a three (3) day cancellation clause as outlined by the FTC. However, refunds can be obtained on a case by case basis by contacting MyPersonalFinanceAcademy@gmail.com provided that users explain why they are requesting a refund and have not accessed any paid material for which they now desire a refund.